and obama is not. with dr. jill stein, previously, she commented that the bankers were the cause for the need for the bailout. i disagree. i don't think there was any need for the bailout. i voted against the bailout, because in my view, that helped a few large firms, some of which weren't even fdic-insured. but the government forced smaller community banks to make loans to persons that really couldn't pay them back. they were encouraged to do that. they will -- they will accuse a financial institution of red lining if they're not making enough in the low income neighborhoods and if you're not making enough to persons without assets, they're saying you're being discriminatory. make more loans. and they're caught in a vice. if they could make loans just based on business decisions and whether a person could repay the money, i don't think we ever had the melt down. but i think she was right that wall street packaged the loans and they knew that a lot of these people couldn't pay them back, yet they sold them to p